Memphis and Shelby County see some of the highest fraud rates in Tennessee, driven by a large senior population, significant economic inequality that makes financial threats more frightening, and scammers who specifically target urban areas with high call volumes.

Memphis Light, Gas & Water impersonation

The most common scam hitting Memphis right now involves fake calls from someone claiming to be Memphis Light, Gas & Water (MLGW). The caller says your bill is overdue and your service will be disconnected within 30 to 60 minutes unless you pay immediately using a prepaid card or money transfer app like Zelle or Cash App.

MLGW never demands immediate payment by prepaid card, gift card, or Zelle. If you get this call, hang up and call MLGW directly at 901-544-6549.

Job offer scams targeting Memphis workers

Memphis's large logistics and manufacturing workforce is being targeted by fake job recruiters on Facebook and LinkedIn. These scammers post positions with Amazon, FedEx, and large local employers offering $18–$25/hour with immediate start. After a brief "interview" by text, applicants are asked to pay a registration or background check fee — then the job disappears.

Active right now in Memphis
  • Fake MLGW disconnection calls demanding Zelle or prepaid cards
  • Fake Amazon and FedEx logistics job offers with upfront fees
  • Medicare robocalls targeting Shelby County seniors
  • Grandparent scams claiming accidents on I-40 or I-240
Memphis resources
  • MLGW customer service: 901-544-6549 (verify any bill concerns here)
  • Shelby County District Attorney: scda.tn.gov
  • Tennessee Division of Consumer Affairs: 615-741-4737
  • FTC: reportfraud.ftc.gov

Written by Garland A. Hurt, Founder & Information Security Officer, ProtectMyCircle — West TN.

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